12/20/2023 0 Comments Xoom exchange rate usd to php today![]() ![]() While both operators have many positive points, Xoom just tops Ria Money Transfer in almost every aspect we've compared them against here. ![]() Final Verdictīetween Ria vs Xoom, our final verdict would be that Xoom offers more competitive exchange rates, lower fees (in most cases), fast transfer times, and a wider range out payment and payout options compared to Ria Money Transfer. Additionally, Ria Money Transfer's online transfer limit may not be ideal for people looking to transfer larger sums of money on a regular basis. While the charges and transfer times associated with each transfer will differ depending on your specific circumstances, in this Ria vs Xoom case study we can see that Xoom offers a more favourable exchange rate, has slightly lower fees, and about the same transfer time as Ria Money Transfer. ✅ Verdict: Xoom has more favourable exchange rates and lower fees Sending this amount to Australia would have either no fee when paying by bank transfer, or a fee of $601.49 if paying by card - which really emphasises how important it is to consider your payment method! This transfer would take approximately 2 working days at an exchange rate margin of 1 USD = 1.3910 AUD when writing, and may need further proof of identity provided before you can initiate the transfer. Again, cash pickup fees are slightly lower - $4.99 for paying via a bank account, and $20.49 when paying by card. Sending $1,000 to Australia with Xoom would have an exchange rate markup of 1 USD = 1.3882 AUD at the time of writing, and incur no fees for a bank transfer, or a fee of $30.49 when paying with credit or debit card. The transfer time could be minutes with a cash pickup, or up to 2 working days with a bank transfer. The fees would be between $4.99 and $6.49 depending on what payment method you select (credit/debit card being more expensive - although slightly cheaper for a cash pickup vs bank transfer). At the time of writing, a direct bank payment via Remitly would cost 3.60 in total fees, while a bank transfer with Xoom would cost 3.99 plus an exchange rate thats 2.41 worse than the midmarket rate. At the time of writing, sending $200 to Australia would be transferred with Xoom at an exchange rate margin of 1 USD = 1.3590 AUD. For example, suppose you were sending a 500 transfer to a friend in Mexico from the USA. ![]()
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